mDenarninc@ | OTP banka

mDenarnic@ is a mobile wallet for contactless payment with cards, with Flik, withdrawals and deposits at contactless ATMs, and storage of loyalty cards.

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mDENARNIC@

We have migrated the functionalities of the mDenarnic@ mobile wallet to specialized, updated applications designed to streamline your transactions. As of January 13, 2026, the mDenarnic@ is no longer available for use.

	Instant payments and transfers with Flik 24/7 to friends or family members using your contact details. Even if they are customers of other banks.
	Contactless payments with Flik at some merchants.

	You can make Flik payments and transfers using the Flik Pay app.
	By registering in Flik Pay, you will be able to confirm online card purchases via push notifications in the mBank@Net app.

It can be used by users of smart mobile devices with the Android operating system (versions 7.1 or higher) and NFC technology, and users of mobile devices with the iOS operating system (versions iOS 14 or higher). If your mobile phone does not have the operating systems listed above, click here to learn how you can confirm online card payments.

Confirmation of online purchases paid by payment cards

Now it will be much easier, faster, and safer to confirm the online purchases you pay with payment cards - via push notifications within mBank@Net.

If you want to confirm the online purchase, just open the received push notification on the mobile phone screen, check the payment information, and confirm the online payment in mBank@Net.

If your mobile device does not have the above-mentioned operating systems, you can now confirm your online card payments in your Bank@Net online bank.

Ženska s svetlimi lasmi v zeleni majici gleda v pametni telefon in drži kreditno kartico. Ozadje na fotografiji je sivo.

Confirmation of online purchases paid by payment cards

FLIK

Get to know the Flik service - Instant payments. With Flik, you can easily make transfers, receive payments and pay for purchases at certain merchants' points of sale.

Learn more

mdenarnica digitalno plačilne kartice kartica zvestobe

Loyalty cards

You will never forget your loyalty cards at home, because you can keep them in the mDenarnic@ mobile wallet and thus relieve your physical wallet of plastic cards.

You can store loyalty cards in mDenarnic@ even if you are not a customer of the bank.

Download the mobile wallet mDenarnic@

and enjoy modern banking!

LOYALTY CARDS

You will never forget your loyalty cards at home, because you can keep them in the mDenarnic@ mobile wallet and thus relieve your physical wallet of plastic cards.

In mDenarnic@, you can store loyalty cards even for non-clients of the bank.

Applies to users of Android and IOS mobile devices.

DOWNLOAD MOBILE WALLET mDenarnic@

and enjoy modern banking!

FLIK - instant payments

You can use Flik in your mobile wallet to receive or transfer payments to friends or family members and for payments for purchases from certain merchants.

Learn more

mWallet@ VIDEO MANUAL 

Instructions for installing, registering and using the mDenarnic@ mobile wallet. Also for confirming online purchases in online shops within the EU, paid by payment card.

mdenarnica digitalno plačilne kartice pos terminal

Frequent questions and answers about mDenarnic@

Check out all the benefits and answers to the most frequently asked questions.

Frequent questions and answers

plačilne kartice oddaja reklamacije preko spleta

Instant Payments Regulation FAQ

Check out the answers to everything you might be interested.

Learn more

PRICE LIST AND GENERAL CONDITIONS

mDenarnic@_Terms of use of the license

mDenarnic@_Privacy statement

mDenarninc@ | OTP banka

mDenarnic@ is a mobile wallet for contactless payment with cards, with Flik, withdrawals and deposits at contactless ATMs, and storage of loyalty cards.

mDENARNIC@

Confirmation of online purchases paid by payment cards

Confirmation of online purchases paid by payment cards

FLIK

Loyalty cards

Download the mobile wallet mDenarnic@

LOYALTY CARDS

DOWNLOAD MOBILE WALLET mDenarnic@

FLIK - instant payments

Frequent questions and answers about mDenarnic@

Instant Payments Regulation FAQ

Ways to bank

Tools

About Us

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