Consumer loans | OTP banka

Get up to €30,000 for your home, a new car, home improvement, the vacation you have always wanted or something else. Approved in minutes. No hidden costs or fees.

Cookie Control
Pursuant to the Electronic Communications Act (ZEKom-2) user consent is required for certain cookies to be used. You may reject cookies at any time. In this case, you will still be able to visit our website, but the website may not function as intended.
 
Do you agree to using the following cookies?
Session cookies
Cookies to store your preferred choices and settings
Agree
Don't agree
Google Analytics cookies for analytical purposes
Agree
Don't agree
Third-party cookies (Facebook, Twitter, LinkedIn, Ad Words, Hotjar)
Agree
Don't agree
Start typing what you're looking for

CONSUMER LOAN

Accelerate your destination with our consumer loan. You can get up to 40,000 EUR  quickly, simply, and transparently.

I AM INTERESTED





 

OTP Banka
Accessible

Also at the post office and in Bank@Net up to 40,000 EUR.

 

OTP Banka
Simple

Understandable loan, an easy conclusion.
 

 

OTP Banka
Clear

Loan without hidden costs.
 

 

OTP Banka
Fast

Quick and easy approval.

 

 
potrošniški kredit odgovorno kreditiranje kredit naprej

What should you be aware of when renting a consumer loan?

 

"Before taking out a loan, assess your current and future financial capabilities. When looking for the most favorable offer, pay attention to all loan costs, such as the interest rate, approval costs, loan management costs, etc.," advises Tina Valantič, Manager of Poslovalnica Breg. Read more tips and a comparison of different loan offers in the interview.

LEARN MORE
 

Are you interested in a consumer loan?


 
 
otp banka

With just one call

 
Click on I am interested, submit your information and we will contact you as soon as possible.

Contact us and we will help you find the best solution for you.
otp banka 080 17 70
 
otp banka

At the branch


We are also the most accessible bank with the widest network that enables you to meet your banking demands across the whole country in:
  • branch offices,
  • all Post offices in Slovenia.**
Contract-based post offices excluded.
 
 

Informative credit calculation

I want a calculation based on:
Loan total amount
 
Monthly installment
 
Your creditworthiness
 
Your cooperation with the bank:
komitent
nekomitent
Banka na delu
Premium
Loan amount:
EUR
Repayment period
months
Kredit NAPREJ Fiksna obrestna mera
Repayment period
60 months
Approval costs
0,00 EUR
Interest rate
6,90 %
Effective interest rate (EOM)
7,53 %
WHAT DO YOU NEED?
 

Our existing customers


New customers




The Bank does not offer consumer loans in foreign currency and consumer loans for real estate in foreign currency, as defined by the Consumer Loan Act (ZPotK-2). 

Consumer loan in foreign currency is a loan that is calculated in the currency of:
  • which is not the currency in which the consumer receives income at the time of the creditworthiness assessment or has funds from which the loan will be repaid, or
  • which is not the currency of the member state in which the consumer resides at the time of concluding the loan agreement.
INTEREST RATES
Kredit NAPREJ
 

Skip the worry


Be worry-free even in case of unexpected events that would make it impossible for you to repay your consumer loan, and take out insurance from as little as 5.00 EUR per month.  
 

In case of unexpected events, your loan obligations should not be transferred to the next of kin.

 

Complete permanent incapacity for work can adversely affect your financial situation.

 

If you lose your job, the insurance company takes care of your financial security and thus helps you start anew.


I AM INTERESTED
 
 
OTP Banka OTP Banka OTP Banka
 
OTP Banka OTP BankaOTP BankaOTP Banka