Groupama Varen Junior Insurance | OTP banka

Take out Varen Junior accident insurance for your child or teenager and provide them with additional financial support in the event of an accident.

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  2. Personal
  3. Insurance
  4. Life and accident insurance

GROUPAMA VAREN JUNIOR INSURANCE

Take out Varen Junior accident insurance for your child or teenager and provide them with additional financial support in the event of an accident. 

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The insurance is valid everywhere, 24 hours a day.
 
 


For children and young adults up to the age of 26.
 
 


Protection against the most common accidents.
 
 
Accidents and injuries that happen more often than we think: Falling off a bike and breaking an arm, an injury during practice or a competitive event, a dog bite, a bite from an infected tick (Lyme disease or tick-borne meningoencephalitis), injuries sustained while playing on a playground, burns sustained at home, on vacation, or while camping, and unexpected medical treatment or surgery due to an accident.
 

Varen Junior Insurance Plans

 
  BASIC PACKAGE PREMIUM PACKAGE
COVERAGE Sum insured (in EUR)
Bone fracture due to an accident 250 300
Surgery due to an accident 1.250 2.000
Days spent in the hospital due to an accident (from the 4th to the 14th day) 25 50
Medical expenses 250 250
Burns 250 250
Injuries 125 125
Permanent disability due to an accident (over 30%) - 37.500
     
Monthly premium (in EUR) 4,99 7,99
 
The insurance policy is issued for a period of one year and is automatically renewed each year for a new one-year insurance period until canceled, provided that the due insurance premium is paid in full.

Premiums apply to one person and already include the 8.5% tax on insurance transactions.
 


Frequently asked Questions and Answers (FAQ)

 
 
What if hospitalization lasts longer than 72 hours?
If, as a result of an accident, the insured person received treatment in a hospital and the stay exceeded 72 hours, the insurance company will pay the agreed-upon compensation starting on the 4th day spent in the hospital, up to a maximum of the 13th day. This means a maximum of 10 days of hospitalization.
What counts as an accident?
An accident is any sudden, unforeseen event, independent of the insured person’s will, that acts from outside on the body and results in injuries such as fractures, burns, hospitalization, treatment costs, permanent disability, or other harm.
Which specific events are covered?
Covered events include being run over, collisions, being struck by or against objects, electric shock or lightning, falls, slips, crashes, cuts from weapons or sharp objects, and animal bites or stings.

Additionaly if they occur suddenly and unexpectedly:
•    Acute poisoning by chemicals (not occupational)
•    Infection of a wound caused by an accident
•    Acute poisoning from inhaling gases or toxic fumes (not occupational)
•    Burns from fire, electricity, hot objects, liquids, steam, acids, or alkalis
•    Drowning or suffocation (including burial under earth, sand, etc.)
•    Muscle strains, dislocations, sprains, or fractures caused by sudden movements or unexpected external events, confirmed by a specialist
•    Exposure to light, sunlight, temperature, or bad weather directly linked to an accident or life-saving situation
•    Sudden exposure to X-rays or radioactive rays (unless part of the insured’s occupation) 

For more details, please refer to: Terms and Conditions for Varen Junior Insurance
What happens in the event of a permanent disability exceeding 30%?
In the event of the insured person’s permanent disability ranging from 30% to 50% resulting from an accident, the insurance company will pay out a percentage of the insured amount corresponding to the degree of disability, in accordance with the disability table, which is an integral part of the insurance terms and conditions. In the event of a disability exceeding 50% resulting from an accident, the insurance company will reimburse the beneficiary the agreed-upon sum insured, regardless of the assessed disability percentage.

Are you interested in Varen Junior insurance? Signing up is easy.


 
 
otp banka

WITH JUST ONE CALL

 
Click on I'M INTERESTED, submit your information, and we'll contact you as soon as possible.

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CONTACT
Contact us and we’ll help you find the best solution for you.
otp banka 080 17 70
 
otp banka

AT A BRANCH


We’re the most accessible bank with the widest network, where you can take out insurance and access various other services throughout Slovenia.
 

Insurance documents

Information about the Varen Junior Insurance Product
Terms and Conditions for Varen Junior Insurance
Disability Table
 

PRICE LISTS AND GENERAL TERMS AND CONDITIONS

*Insurance products are not banking services. OTP bank acts as a marketing agent, while Groupama is the insurer.