POS rental | OTP banka

If you want your point of sale to accept payment cards, it must be equipped with a POS terminal. Take advantage of a special offer and enable your customers to pay quickly, easily and securely with cards or Flik, and save yourself time and work.

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  2. Business
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ACCEPTING CARD-BASED AND FLIK PAYMENTS AT POINTS OF SALE

Upgrade the acceptance payment methods for the sale of your goods with advanced POS equipment that meets the highest security standards. Provide your customers with quick, secure, and contactless payment options.

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Lower business costs

Digital methods are more secure and cheaper compared to cash.
 
 

Simple

Avoid having to handle cash and switch to modern payment acceptance methods.
 


Larger sales volume

Convenience of legacy, digital, and virtual POS terminals increases the likelihood of purchase at a Point of Sale.
 

Upgrade your business with modern payment solutions


Virtual POS terminal

Avoid handling cash and adopt a modern, convenient way to accept payments.
 
 

Physical POS terminal

Accept payments the modern way—without handling cash.

 
 

Digital POS terminal

Turn your Android smartphone or tablet into a digital POS terminal.

 
 


To accept payments via POS terminals, you need to keep a business agreement for payment card and Flik acceptance at Points of Sale with OTP banka. To have Flik instant payments transferred to your business account, you also need to keep an account with OTP banka. 

An additional term to use OTP banka’s POS terminal is to enter into a POS equipment rental agreement with OTP banka. 

Existing users can access the Merchant Portal by using their valid username and password.

 

FAQ

Which payment instruments at Points of Sale are most popular?
Buyers use different payment instruments: Visa or Mastercard debit cards, Visa or MasterCard credit cards, or Flik – instant payments. Digitalization is becoming a part of our daily lives; instead of an actual wallet, we tend to carry smartphones, smartwatches, or other wearables with uploaded digital payment cards more and more frequently.  

If the only option available to users is to pay by cash, it is highly likely that they will not make a purchase, as purchases paid for by card or Flik are not limited in terms of value compared to the amount of cash that the buyer keeps on them at the given moment. The volume of impulse purchases increases as well. 
This is particularly true for online stores that do not provide the option to pay with cards, Flik – instant payments, and other modern payment instruments, such as Google Pay and Apple Pay.

If the buyer is using an OTP banka charge card and has activated the Security SMS service, they can easily make purchases in physical and online stores and pay by instalments.
What do I need to begin using a POS terminal immediately?
If you’re among those who need a POS terminal, yet still have reservations about whether you will be able to introduce this payment method for customers, you need not worry. If you know how to use a smartphone, you will be able to use a POS terminal for customers as well. Once you have decided to offer card-based and Flik – instant payments, we will always provide you with instructions and advice when you sign the contract and have your POS terminal delivered (if you opt for a legacy unit). Your device is also equipped with an identification number, and our Call Centre is available to you 24/7 for any payment-related or technical questions.

The process of implementing the online interface that facilitates card-based and Flik – instant payments in your online store is simple as well. Connecting with all major online commerce platforms is simpler than ever with pre-developed plugins, and the contracting process for payment card and Flik payment acceptance is very quick.

This applies especially to the OTP Smart POS digital POS terminal that you can begin using on the same day you sign the contract with the Bank.
Are payment cards and Flik – instant payments predominant online as well?
The number of virtual POS terminals – here, we refer to the software solution, not the physical device – is growing steadily. This is an additional benefit for merchants. Firstly, buyers prefer to pay by card or Flik, pick more items, and can pay by instalments, provided this feature is available on their card. The secure card data save feature provided by the virtual POS terminal makes it easier for buyers to enter the data and allows them to store card data in a secure way, which allows the buyer to automatically populate the online purchase form with card data when paying for their next purchase. This strongly increases the number of s. c. impulsive purchases and payments, all while reducing the number of abandoned carts, which happens when the customer abandons the purchase just before entering their card data because they either cannot find their card or do not have the time to enter all the required data. In addition, customers feel safer when shopping in online stores that have implemented the 3D Secure security standard (Visa Secure and Mastercard ID Check), which calls for additional identity verification.

On the other hand, card-based or Flik transactions reduce the chance of customers not executing the payment and not claiming the goods, as payment is made in advance.

The virtual POS terminal is also an excellent option when it comes to monthly or annual fee billing, because it includes the recurring payment feature. This means that, following the customer’s initial confirmation and under terms agreed in advance with the customer, the merchant can execute recurring purchases alone and thereby avoid any late payment of fees.
What are the benefits of accepting Flik – instant payments for merchants?
Aside from card-based payment acceptance, OTP banka offers an additional method to accept payments for goods and services via Flik – instant payments. Both the payment and transfer of money to the merchant’s account are executed instantly, which ensures immediate liquidity of the merchant. Merchants can accept Flik-based payments through mobile or landline POS terminals, in online stores, and via the OTP Smart POS app for mobile phones running the Android system. 

The Flik service is currently available to merchants in Slovenia, who need to keep a payment card and Flik acceptance contract with OTP banka, and keep a business account with OTP banka. 
Another benefit of Flik – instant payments for merchants is that it provides end-users with more payment method options, which in turn increases the chance of customers completing the purchase and boosts sales.

How to get a POS terminal?

 

Let us advise you


Do you need more information? Do you wish to know which POS terminal and payment method is the most appropriate for your business? 

Contact our relationship managers, who will be glad to advise you and help you with your decision.

 
 
 

Send a request for a quote


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