Moody’s upgrades OTP banka d.d.’s ratings

Moody’s Ratings (Moody’s) has today upgraded OTP banka d.d.’s long-term senior unsecured debt rating to Baa1 from Baa2, and its long- and short-term deposit ratings to A2/P-1 from A3/P-2. The outlook on the long-term senior unsecured debt and deposit ratings has been changed to stable from positive. 

At the same time, Moody's upgraded OTP banka d.d.'s Baseline Credit Assessment (BCA) and Adjusted BCA to baa2 from baa3, as well as its long- and short-term Counterparty Risk Ratings (CRR) to A2/P-1 from A3/P-2, and its long- and short-term Counterparty Risk Assessments (CRA) to A2(cr)/P-1(cr) from A3(cr)/P-2(cr).

The rating action follows Moody’s rating action on OTP banka d.d.'s parent bank, OTP Bank Nyrt., on 30 October 2025. It also reflects the bank’s solid capitalisation, good-quality diversified loan portfolio, stable profitability despite lower interest rates, as well as a strong funding profile, with low market funding reliance, an ample deposit base and large liquidity buffers – all of which are key strengths of OTP banka d.d.'s financial profile.

Management Board of OTP banka d.d.