OTP Group Slovenia recorded continued business growth and resilient recurring performance in the first nine months of 2026, supported by higher core income, growing lending volumes and disciplined cost management. Operating profit before impairments and provisions increased by 3.5% year on year to €273.2 million, while reported profit after tax amounted to €132.6 million, down 39.5% year on year, primarily reflecting additional provisions related to ongoing legal matters stemming from prior periods. The OTP Group Slovenia maintained a strong capital and liquidity position, providing a solid foundation for further growth and continued support to customers and the Slovenian economy.
“The results for the first nine months demonstrate the strength and resilience of our underlying business. We continued to grow across our key customer segments, increased our recurring income and maintained strong capital and liquidity levels. While additional provisions related to legacy legal matters affected our reported profit, they do not change the fundamentals of our business. We remain focused on supporting our customers, growing responsibly and strengthening our position in the Slovenian market,” said András Hámori, CEO of OTP banka.
OTP Group’s results for the first nine months of 2026 confirm the strength, resilience and continued growth of one of the region’s leading banking groups. Normalized profit after tax reached EUR 2.4 billion, with normalized return on equity (ROE) at 21.1 %, while customer performing loans increased by 12 % year-to-date. Credit quality remained stable, with the Stage 3 loan ratio decreasing by 0.3 percentage points from the end of 2025 to 3.2%.
Alongside an improvement in the net interest margin to 4.61%, OTP Group maintained a very strong capital position, with the CET1 ratio standing at 17.8%.
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