Long-term loan | OTP banka

For micro-enterprises that need financial resources to finance longer-term investments in fixed and permanent working capital.

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LONG-TERM LOAN

Let us help you finance your investments in fixed assets and permanent working capital with long-term loans for micro-enterprises.


 

OTP Banka


A loan from 1 to 10 years.
 

OTP Banka


Dedicated use of funds.
 
OTP Banka

You pay the principal and interest monthly.
 
 

Characteristics

OTP Banka

The loan repayment period is usually from one to ten years.

OTP Banka

The interest rate and approval costs depend on the company's creditworthiness, operations (past and current, and future estimates), the loan term, the quality of the collateral, and cooperation with our bank in other areas.

    
OTP Banka
The principal instrument used to secure the loan is a signed blank bill of exchange with a promissory note and a power of attorney to execute and draw the bills of exchange. As complementary insurance instruments, you can propose:
  • pledge of immovable or movable property,
  • pledge of deposits,
  • guarantee of a natural person and/or legal entity,
  • other forms of insurance in accordance with the agreement.
 

Types of loans

  • Loan for the purchase of business and production premises
  • Loan for the purchase of equipment
  • Loan for permanent working capital
 

For the highest quality of your business



Take out the SMART BUSINESS bundle, which, in addition to essential banking services, also includes an automatically approved account overdraft at a unified, competitive price. 


MORE ABOUT THE BUNDLE
 
 

How to get a long-term loan?

OTP Banka

Consult with us


Need more information?
Contact our administrators who will happily help you with your final decision.

 
 
OTP Banka

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