Short-term credit | OTP banka

For private individuals and companies needing financial resources to finance ongoing operations.

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SHORT-TERM LOAN

We offer various types of short-term credit to finance current operations.



 

OTP Banka


You can withdraw the loan all at once or in several amounts.
 

OTP Banka


You repay the principal as agreed, and the interest monthly.
 

OTP Banka


Non-purposeful or purposeful use of funds.
 

Characteristics

 
OTP Banka  Repayment period: up to 30 days, up to 180 days, or up to 360 days.
 
OTP Banka  You can withdraw the loan in one-time or multiple amounts.
 
OTP Banka  The interest rate and approval costs depend on the creditworthiness of the company or private individual, the term of the loan, the quality of the insurance, and business cooperation with our bank.
 
OTP Banka  Non-purposeful or purposeful use of funds (depending on the type of short-term loan).
 
OTP Banka
 The basic instrument for securing a loan is a signed blank bill of exchange with a bill of exchange declaration with the authorization to fulfill and cash the bill of exchange. You can propose the following as supplementary insurance instruments:
  • pledge of immovable or movable property,
  • pledge of securities,
  • pledge of deposits,
  • pledge of claims,
  • pledge of life insurance policies,
  • guarantee of natural and/or legal persons,
  • other forms of insurance in accordance with the agreement.
 

Types of loans

 
OTP Banka
 loans for financing working capital,
 
OTP Banka
 inventory loans,
 
OTP Banka
 loans for receivables,
 
OTP Banka
 permitted overdraft on the business account - overdrafts,
 
OTP Banka
 loans to ensure the coverage required for the opening of letters of loan,
 
OTP Banka
 loans to foreign buyers (buyers loans), which are intended to accelerate your export of goods and services, bridging loans.











 
 

How to get a short-term loan?

OTP Banka

Consult with us


Need more information?
Contact our administrators who will be happy to help you with your final decision.

 
 
OTP Banka

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